Retirement
9 September 2026
For years, many people viewed their pension as more than just a source of retirement income. It was also a tax-efficient way to pass wealth on to future generations. But changes coming into force in April 2027 could prompt many families to reconsider their retirement and estate planning.
4 minutesRetirement
25 August 2026
For many people, a pension is one of their biggest assets. From April 2027, it could also become an important inheritance tax (IHT) consideration. From this date, most unused pension funds will be included when the value of someone's estate is calculated for IHT purposes.
4 minutesRetirement
10 July 2026
If you live abroad, there may be many appealing reasons to return to the UK for your later years. But the emotional pull – such as wanting to be closer to family or return to a familiar place – should be balanced against the costs of returning home. You will need to weigh up the relative cost of living in the UK and your overall financial position, including the tax rules that apply to returning expats.
4 minutesInvesting, Retirement
26 June 2026
Changes to inheritance tax (IHT) rules which will bring pensions into scope from next April are changing how people think about retirement planning, with more turning once again to annuities.
4 minutesInvesting, Retirement
5 June 2026
Here we explore how to approach de-risking and some of the strategies available.
4 minutesRetirement
3 June 2026
The amount of money needed for people to achieve a good standard of living in retirement has risen significantly in the last year.
3 minutesInvesting, Business, Retirement
30 January 2026
Will your business fund the retirement you deserve? “Unfortunately, the current value of your business isn’t enough for you to retire” is never an easy conversation to have with a business owner. But it’s a familiar one for us here at Elephants Child. The good news is that there’s often a great deal that can be done to improve a business’s value and plan an exit strategy that supports your financial freedom figure.
3 minutesInvesting, Retirement
20 January 2026
In an increasingly volatile world, what do market ups and downs mean for those investing for their retirement?
4 minutesInvesting, Retirement
28 November 2025
The Chancellor has announced a cap on the amount that can be shielded from employer and employee National Insurance contributions (NICs) when paying into a workplace pension using salary sacrifice. The change was widely expected in the Autumn Budget – we explain how the changes could affect you.
4 minutesRetirement
13 November 2025
Anyone can be the victim of a pension scam, no matter how financially savvy they think they are. Scammers are using ever more elaborate tricks to fool people so it's important to look out for the warning signs. We examine how to stay one step ahead of the scammers, and protect your financial security in retirement.
4 minutesRetirement
30 October 2025
Many people dream of retiring abroad, especially to a country that enjoys more sunshine, and maybe lower tax rates too. Over the past few years, there has been a huge increase in the number of Britons migrating to Dubai, lured by the warm climate and tax-free income. But how does living overseas affect your pension when you come to take money out of it? We look at three popular expat locations and what it means for drawing a UK pension.
4 minutesRetirement
19 September 2025
More of us are reaching our 100th birthdays than ever before. While a letter from the King may seem exciting, funding a long and comfortable retirement requires careful planning. We explore what you need to consider to ensure your pension savings can stretch across 35 years or more.
4 minutes